*,§ Click here for more information and the full Rewards Program Terms. JCPenney credit cardmembers are automatically enrolled in JCPenney Rewards and are eligible to earn rewards points on purchases made with their JCPenney Credit Card or JCPenney Mastercard® account. For each $1 spent on a qualifying purchase at JCPenney stores or jcp.com using your JCPenney Credit Card or JCPenney Mastercard, you will receive 1.5 JCPenney Rewards points, up to the point maximum per transaction (2,000). JCPenney Mastercard® cardmembers earn Reward points when using their Mastercard Account outside of JCPenney Stores and jcp.com, provided their JCPenney Mastercard Account is open and in good standing. Earn 1 Point for every $5 dollars in net purchases (purchases made by you or an authorized user minus returns and adjustments) everywhere Mastercard is accepted (other than JCPenney Stores and jcp.com). Balance Transfers, Cash Advances, finance charges, and fees do not qualify for points. Amounts are calculated based upon the sum of the prior billing cycle’s Mastercard purchases less returns and includes points earned from applicable bonus offers. If you use a different payment method, you will receive 1 point for every $1 spent on a qualifying purchase up to the point maximum. Rewards apply to net card purchases (minus returns). Once you reach 200 points, you will be issued a $10 JCPenney CashPass Reward, redeemable on eligible JCPenney purchases. Your account must be in good standing when the reward points are earned and CashPass rewards are issued. For qualifying purchases and exclusions and restrictions that may apply, please see the full Rewards Program Terms

**A $10 JCPenney CashPass Reward (200 points) (CashPass) will be awarded upon enrollment in the JCPenney Rewards program with a valid email address. Your Welcome CashPass may be delivered into your new Reward Program account or via email at the sole discretion of JCPenney within 8 days. A $10 JCPenney CashPass Reward (200 points) will be added to your Rewards Program account on your Birthday (requires member provide Birthdate within their JCPenney Rewards account.) JCPenney CashPass can be combined with another coupon and earned JCPenney CashPass Rewards. Limit 10 in a single transaction. JCPenney CashPass Rewards applied prior to any companywide discounts or coupons (eg. 20% off or $10 off a purchase of $25 or more). JCPenney CashPasses must be used prior to 11:59 P.M. CT (Central Time) on the expiration date listed on each certificate, or they will be forfeited. Discount does not apply to In-Store Services, Service Plans, Closing Store Purchases, Gift Cards, or current/prior purchases. CashPass may not be used for payment on account. CashPass cannot be replaced or redeemed as cash or merchandise credit if merchandise is returned. CashPass amount applied to all qualifying items on prorated basis; any refunds will be given in the prorated amount. No cash value. JCPenney may refuse, or limit the use of, any CashPass and/or return for any reason, including reoccurring disruptive behavior. REPRODUCTIONS WILL NOT BE ACCEPTED.

The JCPenney Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.